Protecting Yourself Against Debt Collectors
The FDCPA (Fair Debt Collection Practices Act) has a set of rules to protect consumers against fraudulent debt collection practices. Each year, the FTC receives
Three Simple Steps to Make Budgeting Fun
I don’t think I’ve ever met anyone who was ecstatic about budgeting, but it’s often necessary to get your finances in order. Creating your monthly
Are you a shop-a-holic?
The first step to overcome any addiction is to recognize you have a problem. What type of problem? Oniomania. Oh, you never heard of it!
Embracing Financial Education
In a recent study by the Treasury department of Education, they found that students are averaging a 69% in financial literacy. From the last time
Credit Card Balance Increases, Delinquencies Drops
Seems there’s a bit of mixed reviews from the latest data from Transunion. The good news is that credit card delinquency rates (90+ days past
The Number One Factor That Determines Your Credit Score
Credit scores are those pesky things we all know we should check regularly but rarely do. Checking your credit score once a year is important
Identity Theft And Your Credit: What You Need To Know
After someone steals your identity, there is no telling what can happen to your credit, name, and information. It’s a nightmare and one that is
How to Save for a Six Month Emergency Fund
Time to cut up the credit cards and get serious about achieving your own financial freedom. The next step after maintaining a home of your
Building a Bulletproof Budget
Getting rid of debt is simple. The aim of the game is to earn more than you spend every month and use the surplus to
Buying vs Renting: Take a Step Back
If you do a simple Google Search on whether to buy or rent, I guarantee you that you’ll stumble upon a ton of resourceful articles.
